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A healthy money mindset is one where you have a positive, uplifting, and encouraging mindset about making money. It is a wealth mindset, where you focus more on abundance instead of scarcity. It is your attitude about money, and one that is built on the idea that you and anyone else can earn as much money as they want, with the right knowledge and tools.
Here are some things to know about healthy money mindsets and how to transform your own attitude about money.
Signs of a Healthy Money Mindset
First, let’s look at some common signs and qualities of people who have a healthy money mindset.
You believe anything is possible, no matter what obstacles come up. Roadblocks are no longer something to keep you from where you are going, but instead a reason to take a detour.
You see every situation as a chance to improve, learn, and grow. Even when you least expected it, like losing your job or having a risky investment not pay off for you. These are never reasons to doubt yourself, but instead just to adjust and keep going.
You set realistic goals that move your life forward. With a healthy money mindset, you tend to see more possibilities, which helps you to create reasonable goals that you actually work hard to reach.
You view wealth as something positive and uplifting. You are encouraged and inspired by other people who are wealthy and successful, instead of feeling guilty or envious of them.
Your Past Doesn’t Have to Define Your Future
Don’t forget that whatever happened in your past related to money or wealth doesn’t have to define what your future looks like. You can come from a place of poverty or a modest middle-class home, and be wealthy. Anyone can achieve what they want, no matter what their struggles were. Whether you made a bad financial decision or were irresponsible with your money as you became an adult, these are all fixable.
Easy Money Mindset Shifts to Start Today
Here are some easy ways to start transforming your money mindset, starting right now:
Change your perspective and what money and wealth means to you. Money is not evil and it doesn’t make people greedy. It is not something to be envious of if someone else has it and you don’t. It is not something you are born with or without, and have to settle for. Have a positive mindset on money and what it can do for your own life and happiness.
Focus on abundance, not on scarcity. Begin to see money as something that you can attain. It is not something that will “run out” and there won’t be enough left for you to become wealthy. Live in a world full of never-ending abundance.
Journal about your plans. Think about what you will do when you reach the level of wealth you desire. What plans do you have? How will it have a positive impact on your life? What causes will you support?
